None of your clients have a crystal ball to show how their retirement will play out. The smartest retirement plan prepares clients for both the expected and the unexpected. Despite the best-laid retirement plan, your clients may need income sooner than planned—or not at all. Target Income 10 is an income-focused fixed indexed annuity that offers:

• Growth opportunities:

  Access to world-class index strategies from S&P, Invesco, Janus Henderson, First Trust/Barclays, and Franklin Templeton/Société Générale, and a fixed account. Access to pre-set, multi-strategy Precision Portfolios offers a simple, tailored way for clients to diversify their portfolio.

• Downside market protection:

  Gains are locked in each year, meaning clients can’t lose any of their payments or any credited interest due to market downturns or sudden market swings.

• Guaranteed lifetime income:

  GLWB rider offers a combination of 20% premium bonus, 10% simple interest bonus for the first 10 years, and increasing age-based payout rates creating stable, predictable lifetime income whenever your clients need it.

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