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PrimeStart Bonus 10
Kick-start, recover, and accelerate savings
PrimeStart Bonus 10SM is a flexible premium fixed index annuity designed to help clients kick-start, recover, and accelerate their savings. Offering an exclusive trifecta of features, PrimeStart Bonus 10SM combines the power of a 10% premium bonus, lowest entry point crediting, and flex lock index account options to help clients improve their short- and long-term accumulation potential.
10% Premium Bonus
- Paid on all premium payments received within the first 60 days of contract issue.
- Gives clients more opportunity to get off to a "fast start".
Lowest Starting Index Value
- Calculated based on the lowest daily index value from the first 90 days of the annuity contract.
- Reduces the risk that money is applied at a high point in the market.
Flexible Index Account Lock*
- Crediting rates are set and locked in at contract issue.
- Guaranteed for the length of the surrender period.
- Provides long-term interest rate protection.
*Available on select index strategies.
Take the product-specific training
- PrimeStart Bonus 10SM code: DLICPSB10
Index | Term/Index Strategy | Less than $100k | $100k and over |
---|---|---|---|
S&P 500® | 1-Year Point-to-Point with Cap | 6.75% | 8.00% |
1-Year Point-to-Point with Enhanced Cap (with Fee) 1 | 8.50% | 10.00% | |
1-Year Performance Trigger | 5.25% | 6.00% | |
1-Year Enhanced Performance Trigger (with Fee) 1 | 6.75% | 7.50% | |
1-Year Point-to-Point with Participation | 35.00% | 40.00% | |
1-Year Point-to-Point with Enhanced Participation Rate (with Fee) 1 | 45.00% | 50.00% | |
Goldman Sachs Canopy Index | 1-Year Point-to-Point with Flex-Lock Participation Rate 2 | 80.00% | 85.00% |
1-Year Point-to-Point with Enhanced Flex-Lock Participation Rate (with Fee) 1,2 | 105.00% | 115.00% | |
First Trust Capital Strength® Barclays 10% Index | 1-Year Point-to-Point with Flex-Lock Participation Rate and Volatility Limit 2,3 | 70.00% | 80.00% |
1-Year Point-to-Point with Enhanced Flex-Lock Participation Rate and Volatility Limit (with Fee) 1,2,3 | 90.00% | 100.00% | |
Franklin SG Select Index | 1-Year Point-to-Point with Flex-Lock Participation Rate, Boost and Knockout 2,4 | PR 135.00% | PR 145.00% |
Boost 2.00% | Boost 2.00% | ||
1-Year Point-to-Point with Enhanced Flex-Lock Participation Rate, Boost and Knockout (with Fee) 1,2,4 | PR 175.00% | PR 185.00% | |
Boost 2.00% | Boost 2.00% | ||
Fixed Rate | 1-Year Term | 3.25% | 3.50% |
All rates are for new applications only. Rates are subject to change at any time.
1 Enhanced Index Account Options are available for an additional annual fee of 1.00%.
2 Index Accounts that include a Flex-Lock feature will not be available for renewal at the end of the Surrender Charge Period. You may send us new allocation instructions by the date provided in the applicable renewal notice. If we do not receive new instructions, we will automatically reallocate any Account Value in a Flex-Lock Index Account to the same Index Account without a Flex-Lock.
3 The current Volatility Limit is 9.25%. Please review the Disclosure Statement for more details.
4 The current Knockout Rate is 98.0%. Please review the Disclosure Statement for more details.